Comments on: Not verified by Visa http://blog.markhopwood.com/2008/06/24/not-verified-by-visa/ over-promising since 2006 Fri, 21 Nov 2008 23:11:09 +0000 http://wordpress.org/?v=2.2.1 By: Nathan http://blog.markhopwood.com/2008/06/24/not-verified-by-visa/#comment-1762 Nathan Mon, 30 Jun 2008 21:23:36 +0000 http://blog.markhopwood.com/2008/06/24/not-verified-by-visa/#comment-1762 I have been a victim of fraud exactly because of this (bullet 2). Someone who didn't know my password was able to break through this additional security layer's password reset. It was only because I happened to see the email telling me that my password had been successfully reset that I knew it was going on. But all to often email messages like this can be easily dismissed as phishing (except that when you read it the advice is to call and not to email). It would in actual fact be more difficult to sign someone up to an email subscription than it is to change their password through Verified by Visa. BUT, what was even more frustrating was that because I was quick enough to stop the transaction there was no fraud and so my bank refused to investigate it further. I am not sure that it has stopped me shopping on sites that have Verified by Visa, but I definitely do not think that it is something worth promoting as a benefit to consumers. I have been a victim of fraud exactly because of this (bullet 2). Someone who didn’t know my password was able to break through this additional security layer’s password reset. It was only because I happened to see the email telling me that my password had been successfully reset that I knew it was going on. But all to often email messages like this can be easily dismissed as phishing (except that when you read it the advice is to call and not to email).

It would in actual fact be more difficult to sign someone up to an email subscription than it is to change their password through Verified by Visa.

BUT, what was even more frustrating was that because I was quick enough to stop the transaction there was no fraud and so my bank refused to investigate it further.

I am not sure that it has stopped me shopping on sites that have Verified by Visa, but I definitely do not think that it is something worth promoting as a benefit to consumers.

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